Some people say “Oh, no”. You know I need a credit card
Now, you can use debit cards, with which you have to be careful, because the debit card is attached to your bank account and that money is coming out of a bank account. So that money does have to be there. Sometimes, the Chapter 13 can be a way for an individual who has never budgeted to actually budget and keep a good watch on their money. Because sometimes, the individual does not have a money gram, and they do make enough money, but they don’t know where their money is going because they’re not tracking it, a debit card can be of help in keeping track of their spending.