Brad Weil Law > Blog > Blog > It is Highly Recommended to Retain an Attorney for Filing a Bankruptcy

It is Highly Recommended to Retain an Attorney for Filing a Bankruptcy

I would not recommend anyone do a Chapter 13 on their own because the success rate for what we call Pro Se Filers in a Chapter 13 is 1 per cent.  Only 1 per cent of cases that are Pro Se make it to discharge, make it all the way through the plan and get that discharged.  A discharge is a legal defense to pay back the debt, it is frankly the point of bankruptcy, it’s why you do it.  And only 1 per cent of people who do it by themselves actually obtain that discharge.  So, the first step, frankly, would be to seek out a local attorney and most of them offer free consultations and sit down with an attorney and go over everything; why are you considering bankruptcy in the first place?  It’s usually one of the first questions I ask anybody who comes into my office.  Why are you considering bankruptcy?  What is that brought you to this decision?  And then, we go from there.

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