Tips and Tactics From The Leading Los Angeles-area Bankruptcy Attorney

People have many legitimate reasons to find themselves struggling with debt. When that occurs, it’s natural to start thinking of every type of solution to the problem. One solution is filing for bankruptcy, which is a process designed to help people reorganize their lives to cope with the debt and get back on their feet. But when the problems are overwhelming, it’s hard to know how to begin to solve the problem. It’s easy to simply say, “Bankruptcy! I don’t even know where to start!”

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Filing for Chapter 13 bankruptcy is a serious matter. That’s why California has established a formal document — the Rights and Responsibilities Agreement (RARA) — that outlines both your attorney’s rights and responsibilities and your rights and responsibilities. You can download a PDF of a document prepared by the United States Bankruptcy Court here.

The RARA is designed to protect you by establishing a flat fee agreement between the attorney and client. It also streamlines the process by allowing the attorney to be paid without doing a supplemental fee application with the court. 

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There are many complexities to filing Chapter 13 bankruptcies. People often think it’s just a matter of asking, “Do I qualify, and how do I file?”

Those are legitimate questions, but there are many other aspects that you should be aware of if you’re considering Chapter 13. Here are three that you may not have thought of, but should.

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