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In a Chapter 13, the Attorney’s Fee Can be Placed into the Plan of Reorganization

The Chapter 13 attorney’s fee can be placed into the plan of re-organization.

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The Importance Of Retaining An Attorney To Handle A Bankruptcy

Why is it so important to secure an attorney when it comes to buy for Chapter 13 bankruptcy?

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If There is Some Level of Fraud in a Plan Payment, the Judge can Bar an Individual from Re-filing

Read MoreYou may lose some other benefits of the plan, for instance, the low interest rate on the car or paying back the tax liability

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Chapter 13 Bankruptcy is Difficult Under Ideal Circumstances to Discharge

That happens more often than you would think. There are a lot of low profilers who frankly got out of the Chapter 13 for whatever reason.

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In Chapter 13, An Individual Is Not Eligible For Discharge For a Period of Two Years

So you ask, “How many times can someone receive Chapter 13 bankruptcy?” Could that happen twice in their lifetime?

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A Chapter 13 Can Influence an Individual to Start Budgeting their Expenses

If you get rid of a credit card, you may get rid of the “Let me just swipe this and I can buy that fancy thing” mentality, and you actually have to pay cash.

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A Debit Card Can be Used During a Bankruptcy as Opposed to a Credit Card

Some people say “Oh, no”. You know I need a credit card.

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A Chapter 13 Bankruptcy Lasts for 5 Years and in that Duration the Credit is Frozen

So what are some items of misinformation that you have to dispel from time to time with the people that have concerns with credit issues?

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The Plan Payment is the Primary Differentiating Aspect Between a Chapter 7 and a Chapter 13

The plan payment does. In Chapter 7, there is no payment.

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A Car Creditor Can Repossess a Vehicle While a Bankruptcy is Pending

We save people a lot of money by including their cars in the bankruptcy plan, not only from interest rate savings but from the low monthly plan payments, which are lower than what their car payments were.

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