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The Automatic Stay Acts Like a Preliminary Injunction and Lasts as Long as the Bankruptcy is Pending

The automatic stay lasts for what we call the pending fee of the bankruptcy, meaning that it lasts as long as the bankruptcy is pending.

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The Protection Offered Against Legal Action And Wage Garnishment by a Chapter 13

How does Chapter 13 protect me? Could I still be sued or my wages garnished while the plan is in effect?

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The Proposed Repayment Plan in a Chapter 13 Should be Fully Adhered to

It doesn’t really matter where the income comes from.

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All the Sources of Income May be Utilized in a Chapter 13 Bankruptcy

What if someone was receiving only retirement benefits; could they utilize those funds to make payments?

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Unsecured Creditors Won’t Get Paid Until Secured and Priority Creditors are Fully Reimbursed

The secured creditors are usually first in line, the priority creditors are next in line and then, the secured creditors are last.

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The Pro Rata Distribution is Used to Categorize all the Debts of an Individual

If you have, let’s say, 50 per cent plan, 50 cents on the dollar, it’s what we call Pro Rata Distribution, which means we take all of your debts and we line them up and categorize them.

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A Zero Percent Plan Dictates that the Unsecured Creditors Won’t Get Paid at All

As far as how often do they get paid, that’s determined by your plan.

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Dealing With Debt Collectors After Filing A Chapter 13 Bankruptcy

How often are debt collectors going to need their payments?

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A Planned Feasibility is Imperative to a Successful Discharge of a Chapter 13 Bankruptcy

“What qualifications there were for 13?”

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A Chapter 13 is an Effective Method to Stave off Foreclosure and Save a Home

If you do a Chapter 13 and you owe that, you’re actually going to pay it back through the Chapter 13.

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