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An Attorney Analyzes the Facts Surrounding a Client’s Financial Situation and Appropriately Advises as to Which Chapter of Bankruptcy is Most Feasible

Sometimes I look at a person’s income, I look at their debts and I say you know what? There’s no point for you to do a Chapter 13, you should do a Chapter 7.

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It is Advisable to Consult with an Attorney Prior to Filing Bankruptcy

Interviewer: Before they make their decision to go and file bankruptcy, could someone consult you first in order to help them make their decision?

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A Chapter 13 Bankruptcy is Similar to Debt Consolidation

What we do is we take your income from all sources of income and we subtract your regularly incurred monthly expenses.

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One of the Basic Requirements for a Chapter 13 Bankruptcy is for an Individual to Have Disposable Income

At what point does someone decide that Chapter 13 bankruptcy is a suitable or best option for them?

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Can We Refinance Before 7 Years After a Foreclosure

Question: Is It True that We Can’t Refinance Our Home until Seven Years After a Foreclosure?

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Can I Use My Certificate of Counseling to Stop My Hearing?

Is my Certificate of Counseling before I file my actual petition for bankruptcy something I can use to STOP MY HEARING?

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Chapter 13 and Chapter 11 are Reorganization Chapters Whereas Chapter 7 is Liquidation

The first thing that people have to decide is whether or not they’re going to do a chapter 7 liquidation or a chapter 13 re-organization.

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Common Misconceptions Regarding Chapter 13 Bankruptcy In California

Interviewer: What are the some of the common misconceptions about Chapter 13 that you have to dispel to people?

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Can a Lawyer Charge Additional Fee After the Case Is Closed?

I hired a bankruptcy lawyer for chapter 13 six years ago.

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Don’t Buy That Car Yet

Wait until your Chapter 7 bankruptcy is filed before you purchase anything large.

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