A Car Creditor Can Repossess a Vehicle While a Bankruptcy is Pending

We save people a lot of money by including their cars in the bankruptcy plan, not only from interest rate savings but from the low monthly plan payments, which are lower than what their car payments were. The trustee is going to turn around and distribute the money to the car creditor, but while you’re in the bankruptcy process, the car creditor can’t repossess your car. So, while you are current on those plan payments, you are safe.