If There is Some Level of Fraud in a Plan Payment, the Judge can Bar an Individual from Re-filing

You may lose some other benefits of the plan, for instance, the low interest rate on the car or paying back the tax liability, The tax liability will still be there after you get the discharge in the chapter 7 but it will take care of your unsecured debt and you will get some benefit from having gotten a discharge in bankruptcy. I mean most people don’t do multiple Chapter 13 with discharges because, they have solved their financial problem. But if somebody keeps getting a case dismissed and they re-file, there may be some level of fraud involved. The judge can bar you from re-filing if he feels that there is fraudulent activity going on.