The Percentage of Debt to be Repaid Depends on The Individual’s Income and Expenses

Interviewer: How much or what percentage of the debt will the individual have to pay?

Brad Weil: It all depends on the individual’s income and expenses. Like I said, the plan payment is based on disposable income. So, the first thing we have to determine is what is your disposable income? What is your average monthly income? What are your average monthly expenses? And how much money do you have leftover again in a month? Based on how much money you have left over again at a month, we can then determine how much you can afford to pay back.